Tips for Moving to Another State with Medicare

5Medicare Part D and Medigap When Moving to Another State

Medicare Part D is optional and offered by private firms. Therefore, available options and expenses can vary from state to state. If you currently enroll in a stand-alone plan, you may take the same steps for Medicare advantage to transfer the current plan to the new state. Most nationwide insurance firms provide Part D plans, so you may choose to stay with the same provider. However, you have to apply for a new plan. [6]

Medigap, also known as Medicare supplement plans, is also optional. You may add it to Original Medicare to pay for additional expenses. If you move to another state with this part, it is possible to keep it no matter where you are living. The key is to stay with Original Medicare and do not change to Medicare Advantage. But if you want to change a Medigap plan after moving to a new state, you would need to pay more for this new policy. The increase in costs would depend on certain factors, such as the selected plan, your eligibility, and rates in the new state. [7]

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