5Medicare Advantage HMO Plan
What Is It and What Is Covered?
Medicare Advantage Health Maintenance Organization or HMP is a plan that is based on in-network healthcare providers. If you choose this option, you can only choose from a list of in-network services for medical services. When using an out-of-network provider, you may have to pay a higher expense or the full out-of-pocket maximum. However, there is an exception for those who are in emergency cases or need a dialysis visit or urgent care while traveling. [5]
If you choose a Medicare Advantage HMP plan, the following expenses may be covered:
– Medicare Part A: hospital insurance and care, hospice care, limited home healthcare, and limited care in skilled nursing facilities
– Medicare Part B: outpatient procedures, medical tests, doctors’ services, medical equipment, home health services, and certain preventive care and services
– Medicare Part D: prescription medications
– Hearing, vision, and dental care
– Additional coverage, such as home meal delivery, transportation to medical centers or fitness memberships [6]
