Does Medicare Cover Physical Therapy?

By
Peter Evans
-

7How Much Physical Therapy Does Medicare Cover and What Is the Best Medicare Plan for Physical Therapy?

There is no limitation on the number of visits to a physical therapy center. Instead, it is based on the total coverage for the services you spend in a year. The cost of physical therapy for each session can vary, depending on whether they accept assignment or which centers you use. Therefore, choosing a cheaper service may increase the number of sessions you would have. Like other Medicare-approved services, you may have to pay a 20 percent coinsurance for each visit. [9]

Original Medicare, including Part A and Part B, covers physical therapy if it is medically necessary. So if you know that you would need this treatment soon, these plans are suitable for your needs. In case you want to cover addition expenses that are not offered by Original Medicare, consider enrolling in a Medigap plan. It may help cover copays and other costs that may occur during physical therapy. [10]

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