Can I Change Medicare Advantage Plans Anytime?

4When Can You Switch Medicare Advantage Plans?

Initial Enrollment Period

You may change Medicare Advantage plans at any time during the initial enrollment period. It lasts for 7 months in total, including:

– 3 months before you turn 65 years old

– Your birth month

– 3 months after you turn 65 years old

If you are eligible for Medicare with a disability, the initial enrollment period starts 3 months before the 25th month when you receive benefits from Railroad Retirement Board or Social Security Disability Insurance. It includes the 25th month and then continues for the next 3 months. [5]

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